We have been in the accounts receivable factoring business since 1979, are independently owned, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's roller coaster rides and in having done so, can lend a helping hand to get you through any challenging times you might go through. We won't vanish when the times get challenging, like a few accounts receivable factoring companies sadly have in the past.

Every factoring company has a preference for size, industry, and risk. It's just about impossible for you to determine which accounts receivable factoring firm is the best fit for you. By contacting us, we'll answer any burning questions you may have and help you find the ideal fit for your company - it could be us or another accounts receivable factoring company.

We have a huge network of accounts receivable factoring industry colleagues, these mutual relationships were earned over 20+ years in the business. So, after you take some time to tell us what you need, you'll quickly see that we can help you find exactly what you need.

Almost all accounts receivable factoring companies let you pick and choose your customers to factor. Although a few of them usually require a minimum amount before they'll work with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is much like having a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement which will make you use accounts receivable factoring when you don't want it.

Almost all accounts receivable factoring companies try not be upfront about their fees. It doesn't make any sense why they do this. Be rest assured, We are different.  We are totally transparent about our fees. When you apply, you are given an easy to understand, no obligation rate proposal with the fee for your business. Good luck finding another factoring company, if any, that will be totally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our usual advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring businesses are funded by Wall Sreet bankers. We are a privately held company and don't take marching orders from investors and boards. Same as you, we are like-minded business people and we have experienced many of the hardships that a business deals with. We take the time to hear your story, understand your concerns. Based on that information we will put together a custom-built solution for you. Almost all invoice factoring businesses notably the Silicon Valley Fintech ones almost exclusively rely on an algorithm to determine your company's funding program. Do you want to depend on an algorithm as a cash flow partner to fund your business?

Almost all accounts receivable factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are provided with a dedicated account administrator to be your point of contact – who knows your business inside out, and can support you in ways the others just can't or simply won't.

Don't dismiss the fact that the accounts receivable factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is superior. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. Further more we keep an eye on each invoice and follow them the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is received.

Our business credit monitoring systems allow us to jump on early negative trends so that we can protect you from risky transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to correct them right away.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Be on guard for negative payment trends. This is critical to prevent unnecessary write-offs.

We make sure to incorporate state-of-the-art technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. Almost all other companies are not even in the ballpark.